Auto lender · complaint record
Garman Financial complaints
Filed under Levon Gukasyan DBA Garman Financial
Consumers have filed 2 complaints about Garman Financial since 2018, none in the last 12 months. It answered 50% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 2
- Last 12 months
- 0
- Answered on time
- 50%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since July 2018
new vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Jul 11, 2025
Garman Financial complaints by month
The busiest month was July 2018 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Garman Financial answered all time
- Closed with explanation150%
- Untimely response150%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Garman Financial complaints are about
Top Garman Financial problems
Inside "Incorrect information on your report"
- Account status incorrect 1
Garman Financial compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | Garman FinancialAuto loans & leases | - | 0 | - |
Compare side by side: Garman Financial vs The Savings Group · Garman Financial vs AC AutoPay LLC, Denver, CO Branch · Garman Financial vs CARS Acquisition · Garman Financial vs EA Holdings
What people say about Garman Financial
All experiencesNo experiences with Garman Financial yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Garman Financial complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 11, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
| Jul 5, 2018 | Auto loans & leases | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
Questions about Garman Financial
How many complaints does Garman Financial have?
Garman Financial has 2 complaints on record since July 2018, including 0 in the last 12 months and 0 in the last 30 days.
Does Garman Financial respond to complaints?
Yes. Garman Financial answered 50% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Garman Financial?
The most common problems are incorrect information on your report (1), problem with a credit reporting company's investigation into an existing problem (1).
Is Garman Financial legit?
Garman Financial is a real company with a public complaint record: consumers have complained about it 2 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Garman Financial legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Garman Financial?
Complain to Garman Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Garman Financial complaints come from?
Most come from Alabama (1), California (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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