Debt collector · complaint record
General Credit Service complaints
Filed under General Credit Service Inc.
Consumers have filed 13 complaints about General Credit Service since 2015, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is false statements or representation.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 13
- Last 12 months
- 1
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,510 of 1,963
Since September 2015
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: May 11, 2026
Most complained-about debt collectors
General Credit Service complaints by month
The busiest month was September 2015 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How General Credit Service answered all time
- Closed with non-monetary relief17.7%
- Closed with explanation1292.3%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What General Credit Service complaints are about
Top General Credit Service problems
Inside "Written notification about debt"
- Didn't receive notice of right to dispute 4
- Didn't receive enough information to verify debt 1
General Credit Service compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | General Credit ServiceDebt collection | - | 1 | - |
Compare side by side: General Credit Service vs Green Square · General Credit Service vs EMoneyUSA · General Credit Service vs Mullooly Jeffrey Rooney & Flynn · General Credit Service vs Credit World Services
What people say about General Credit Service
All experiencesNo experiences with General Credit Service yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest General Credit Service complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| May 11, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 10, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 5, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 16, 2021 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 20, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 7, 2020 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 4, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 15, 2018 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 20, 2018 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 23, 2018 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Dec 12, 2017 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 25, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
Questions about General Credit Service
How many complaints does General Credit Service have?
General Credit Service has 13 complaints on record since September 2015, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does General Credit Service respond to complaints?
Yes. General Credit Service answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with General Credit Service?
The most common problems are false statements or representation (1), written notification about debt (5), attempts to collect debt not owed (2).
Is General Credit Service legit?
General Credit Service is a real company with a public complaint record: consumers have complained about it 13 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is General Credit Service legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against General Credit Service?
Complain to General Credit Service in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most General Credit Service complaints come from?
Most come from Oregon (11), California (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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