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Debt collection

Goal Structured Solutions debt collection complaints

Consumers have filed 224 complaints about Goal Structured Solutions's debt collection, 115 in the last 12 months (+98%). Goal Structured Solutions answered 100% on time and closed 0% with relief. See the whole Goal Structured Solutions record.

Goal Structured Solutions against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Goal Structured Solutions115+98%100%0%224

Every debt collector ranked

Latest Goal Structured Solutions debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jan 29, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Jan 28, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jan 25, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jan 25, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNYExplainedYes
Jan 24, 2026Debt collectionCommunication tacticsFrequent or repeated callsCAExplainedYes
Jan 20, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Jan 20, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jan 20, 2026Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtCAExplainedYes
Jan 20, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jan 16, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jan 16, 2026Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingMOExplainedYes
Jan 13, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jan 12, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedOHExplainedYes
Jan 9, 2026Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtMOExplainedYes
Jan 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNYExplainedYes
Jan 7, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursSCExplainedYes
Jan 2, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Dec 29, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Dec 19, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursAZExplainedYes
Dec 18, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Dec 18, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Dec 15, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftNVExplainedYes
Dec 3, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedOKExplainedYes
Nov 25, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtMOExplainedYes
Nov 17, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftILExplainedYes
Nov 7, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Oct 30, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftILExplainedYes
Oct 27, 2025Debt collectionElectronic communicationsFrequent or repeated messagesCAExplainedYes
Oct 25, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Oct 24, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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