Credit bureau · complaint record
Goal Structured Solutions complaints
Filed under Goal Structured Solutions, LLC
Consumers have filed 794 complaints about Goal Structured Solutions since 2019, 390 of them in the last 12 months (+95% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical credit bureau. The most common problem is incorrect information on your report. It is the 49th most complained-about of 566 credit bureaus & report companies this year.
Weak response record. How it works
- Complaints on record
- 794
- Last 12 months
- 390
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 16
- Rank
- #49 of 566
Since September 2019
+95% vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Nov 5, 2026
Most complained-about credit bureaus & report companies
Goal Structured Solutions complaints by month
The busiest month was March 2026 (44 complaints). Complaints in the last 12 months are up 95% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Goal Structured Solutions answered last 12 months
- Closed with explanation38899.5%
- In progress20.5%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend1/15+95% vs last year
What Goal Structured Solutions complaints are about
Top Goal Structured Solutions problems last 12 months
Inside "Incorrect information on your report"
- Account status incorrect 71
- Account information incorrect 67
- Information belongs to someone else 35
- Personal information incorrect 3
- Information is missing that should be on the report 1
- Old information reappears or never goes away 1
Where Goal Structured Solutions complaints come from
Most complaints: California (146), Texas (91), Florida (76), Illinois (45), New York (36).
Goal Structured Solutions compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | First AdvantageCredit reporting | 4 | 484 | F |
| 2 | World Omni FinancialCredit reporting | 51 | 473 | C |
| 3 | FC HoldCoCredit reporting | 59 | 410 | C |
| 4 | Egl USCredit reporting | 28 | 395 | F |
| 5 | Goal Structured SolutionsCredit reporting | 46 | 390 | D |
| 6 | Prosper MarketplaceCredit reporting | 56 | 344 | C |
| 7 | Marlette FundingCredit reporting | 67 | 344 | B |
| 8 | Larry H. Miller Group of CompaniesCredit reporting | 59 | 308 | C |
Compare side by side: Goal Structured Solutions vs First Advantage · Goal Structured Solutions vs World Omni Financial · Goal Structured Solutions vs FC HoldCo · Goal Structured Solutions vs Egl US
What people say about Goal Structured Solutions
All experiencesNo experiences with Goal Structured Solutions yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Goal Structured Solutions complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 5, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 30, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Oct 30, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 30, 2026 | Student loans | Dealing with your lender or servicerTrouble with how payments are being handled | Explained |
| Oct 29, 2026 | Payday & personal loans | Problem when making payments | Explained |
| Oct 27, 2026 | Payday & personal loans | Getting the loan | Explained |
| Oct 27, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | In progress |
| Oct 25, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 23, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 21, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 21, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 20, 2026 | Credit reporting | Credit monitoring or identity theft protection servicesBilling dispute for services | Explained |
Questions about Goal Structured Solutions
How many complaints does Goal Structured Solutions have?
Goal Structured Solutions has 794 complaints on record since September 2019, including 390 in the last 12 months and 16 in the last 30 days. That makes it number 228 of every company by complaints this year.
Does Goal Structured Solutions respond to complaints?
Yes. Goal Structured Solutions answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 46/100 (grade D).
What do people complain about most with Goal Structured Solutions?
The most common problems are incorrect information on your report (178), dealing with your lender or servicer (132), attempts to collect debt not owed (94).
Is Goal Structured Solutions legit?
Goal Structured Solutions is a real company with a public complaint record: consumers have complained about it 794 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Goal Structured Solutions legit? for the signals, red flags and how to protect yourself.
Are complaints about Goal Structured Solutions going up or down?
Up. There were 390 complaints in the last 12 months against 200 in the 12 before (+95%). See every month.
How do I file a complaint against Goal Structured Solutions?
Complain to Goal Structured Solutions in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Goal Structured Solutions complaints come from?
Most come from California (146), Texas (91), Florida (76). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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