Credit reporting
Goldcar Lending credit reporting complaints
Consumers have filed 27 complaints about Goldcar Lending's credit reporting, 12 in the last 12 months. Goldcar Lending answered 0% on time and closed - with relief. See the whole Goldcar Lending record.
Goldcar Lending against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Goldcar Lending | 12 | 0% | - |
Latest Goldcar Lending credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 19, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | No timely reply |
| Sep 20, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Sep 16, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
| Aug 12, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
| Aug 6, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
| Jun 25, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | No timely reply |
| Jun 10, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | No timely reply |
| May 19, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| May 15, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Feb 26, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Jan 13, 2026 | Credit reporting | Credit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection service | No timely reply |
| Nov 18, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
| Oct 17, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
| Sep 1, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | No timely reply |
| Aug 15, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Jul 8, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Jul 3, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| May 22, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Apr 18, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Feb 14, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
| Dec 2, 2023 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | No timely reply |
| Jun 27, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
| Jan 10, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| May 18, 2021 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 15, 2020 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Aug 2, 2018 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 27, 2018 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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