Credit bureau · complaint record
Goldcar Lending complaints
Filed under Goldcar Lending Inc.
Consumers have filed 62 complaints about Goldcar Lending since 2018, 24 of them in the last 12 months (+9% on the year before). It answered 0% on time and closed 11% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 62
- Last 12 months
- 24
- Answered on time
- 0%
- Closed with relief
- 11%
- Last 30 days
- 1
- Rank
- #131 of 566
Since June 2018
+9% vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Oct 19, 2026
Most complained-about credit bureaus & report companies
Goldcar Lending complaints by month
The busiest month was July 2025 (5 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Goldcar Lending answered all time
- Closed with non-monetary relief11.6%
- Closed with explanation812.9%
- Untimely response5385.5%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Goldcar Lending complaints are about
Top Goldcar Lending problems
Inside "Incorrect information on your report"
- Account status incorrect 8
- Information belongs to someone else 6
- Account information incorrect 3
- Old information reappears or never goes away 1
Where Goldcar Lending complaints come from
Most complaints: Georgia (30), Alabama (28), Florida (1), Pennsylvania (1), Texas (1).
Goldcar Lending compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Goldcar LendingCredit reporting | - | 24 | - |
Compare side by side: Goldcar Lending vs Apple Financing · Goldcar Lending vs Nav Technologies · Goldcar Lending vs Opportunity Fund · Goldcar Lending vs Heritage Financial Group
What people say about Goldcar Lending
All experiencesNo experiences with Goldcar Lending yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Goldcar Lending complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 19, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | No timely reply |
| Sep 20, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Sep 16, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
| Aug 12, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
| Aug 7, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | No timely reply |
| Aug 6, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
| Jun 25, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | No timely reply |
| Jun 10, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | No timely reply |
| Jun 6, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Jun 2, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| May 19, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| May 15, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
Questions about Goldcar Lending
How many complaints does Goldcar Lending have?
Goldcar Lending has 62 complaints on record since June 2018, including 24 in the last 12 months and 1 in the last 30 days. That makes it number 988 of every company by complaints this year.
Does Goldcar Lending respond to complaints?
Yes. Goldcar Lending answered 0% of its complaints on time (within 15 days) and closed 11% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Goldcar Lending?
The most common problems are incorrect information on your report (18), took or threatened to take negative or legal action (10), problem with a company's investigation into an existing problem (5).
Is Goldcar Lending legit?
Goldcar Lending is a real company with a public complaint record: consumers have complained about it 62 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Goldcar Lending legit? for the signals, red flags and how to protect yourself.
Are complaints about Goldcar Lending going up or down?
Roughly level. There were 24 complaints in the last 12 months against 22 in the 12 before (+9%). See every month.
How do I file a complaint against Goldcar Lending?
Complain to Goldcar Lending in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Goldcar Lending complaints come from?
Most come from Georgia (30), Alabama (28), Florida (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Goldcar Lending
No comments yet. Start the conversation - questions are welcome too.