Credit reporting
Guild credit reporting complaints
Consumers have filed 130 complaints about Guild's credit reporting, 51 in the last 12 months (+155%). Guild answered 100% on time and closed 0% with relief. See the whole Guild record.
Guild against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Guild | 51 | 100% | 0% |
Latest Guild credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 30, 2019 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Nov 25, 2018 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 16, 2018 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 16, 2018 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 22, 2018 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 10, 2017 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 15, 2017 | Credit reporting | Improper use of my credit reportReport improperly shared by CRC | Explained |
| Apr 11, 2017 | Credit reporting | Incorrect information on credit reportAccount status | Explained |
| Apr 11, 2017 | Credit reporting | Incorrect information on credit reportAccount status | Explained |
| Jan 6, 2017 | Credit reporting | Incorrect information on credit reportInformation is not mine | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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