Credit reporting
Guild credit reporting complaints
Consumers have filed 130 complaints about Guild's credit reporting, 51 in the last 12 months (+155%). Guild answered 100% on time and closed 0% with relief. See the whole Guild record.
Guild against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Guild | 51 | 100% | 0% |
Latest Guild credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 7, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | In progress |
| Nov 6, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | In progress |
| Nov 5, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | In progress |
| Nov 5, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | In progress |
| Oct 29, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | In progress |
| Oct 23, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 19, 2026 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | In progress |
| Sep 30, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 25, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | In progress |
| Sep 24, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | In progress |
| Sep 23, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 22, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | In progress |
| Sep 22, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 18, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | In progress |
| Sep 15, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | In progress |
| Sep 14, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 25, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | In progress |
| Aug 15, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 15, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 17, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jul 14, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 7, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 30, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 26, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 24, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 31, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| May 26, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| May 26, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| May 18, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 11, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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