Credit reporting
Guild credit reporting complaints
Consumers have filed 130 complaints about Guild's credit reporting, 51 in the last 12 months (+155%). Guild answered 100% on time and closed 0% with relief. See the whole Guild record.
Guild against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Guild | 51 | 100% | 0% |
Latest Guild credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 9, 2023 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 20, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 20, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 1, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 28, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 19, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 14, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 8, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 11, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Apr 9, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 30, 2023 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | Explained |
| Mar 26, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Nov 13, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 6, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 5, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 2, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 28, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 12, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Dec 4, 2021 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 9, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jul 21, 2021 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 10, 2021 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Apr 9, 2021 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 4, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 28, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Jan 22, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jun 24, 2020 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 2, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 2, 2019 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 2, 2019 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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