Auto lender · complaint record
Gulf States Financial complaints
Filed under Gulf States Financial, L.L.C.
Consumers have filed 3 complaints about Gulf States Financial since 2016, 2 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is managing the loan or lease.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 3
- Last 12 months
- 2
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #103 of 193
Since October 2016
new vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Oct 27, 2026
Most complained-about auto lenders
Gulf States Financial complaints by month
The busiest month was October 2016 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Gulf States Financial answered all time
- Closed with explanation133.3%
- Untimely response266.7%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Gulf States Financial complaints are about
Top Gulf States Financial problems
Inside "Managing the loan or lease"
- Problem with additional products or services purchased with the loan 2
Gulf States Financial compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | Gulf States FinancialAuto loans & leases | - | 2 | - |
Compare side by side: Gulf States Financial vs The Savings Group · Gulf States Financial vs AC AutoPay LLC, Denver, CO Branch · Gulf States Financial vs CARS Acquisition · Gulf States Financial vs EA Holdings
What people say about Gulf States Financial
All experiencesNo experiences with Gulf States Financial yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Gulf States Financial complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 27, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | No timely reply |
| Apr 1, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | No timely reply |
| Oct 18, 2016 | Mortgages | Application, originator, mortgage broker | Explained |
Questions about Gulf States Financial
How many complaints does Gulf States Financial have?
Gulf States Financial has 3 complaints on record since October 2016, including 2 in the last 12 months and 1 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does Gulf States Financial respond to complaints?
Yes. Gulf States Financial answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Gulf States Financial?
The most common problems are managing the loan or lease (2), application, originator, mortgage broker (1).
Is Gulf States Financial legit?
Gulf States Financial is a real company with a public complaint record: consumers have complained about it 3 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Gulf States Financial legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Gulf States Financial?
Complain to Gulf States Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Gulf States Financial complaints come from?
Most come from Pennsylvania (1), Texas (1), Florida (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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