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Credit reporting

Harvard Collections credit reporting complaints

Consumers have filed 109 complaints about Harvard Collections's credit reporting, 17 in the last 12 months. Harvard Collections answered 100% on time and closed 0% with relief. See the whole Harvard Collections record.

Harvard Collections against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Harvard Collections17new100%0%109

Every credit bureau ranked

Latest Harvard Collections credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Oct 29, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportILExplainedYes
Sep 4, 2026Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Aug 16, 2026Credit reportingProblem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneILExplainedYes
Jun 29, 2026Credit reportingIncorrect information on your reportAccount status incorrectILExplainedYes
Apr 8, 2026Credit reportingImproper use of your reportReporting company used your report improperlyIAExplainedYes
Mar 26, 2026Credit reportingIncorrect information on your reportAccount information incorrectILExplainedYes
Mar 15, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNCExplainedYes
Mar 3, 2026Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Mar 3, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseINExplainedYes
Feb 24, 2026Credit reportingProblem with a company's investigation into an existing problemWas not notified of investigation status or resultsILExplainedYes
Feb 11, 2026Credit reportingIncorrect information on your reportAccount status incorrectILExplainedYes
Jan 27, 2026Credit reportingIncorrect information on your reportOld information reappears or never goes awayIAExplainedYes
Dec 16, 2025Credit reportingIncorrect information on your reportPersonal information incorrectILExplainedYes
Dec 15, 2025Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Dec 2, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportILExplainedYes
Nov 26, 2025Credit reportingIncorrect information on your reportOld information reappears or never goes awayNCExplainedYes
Nov 19, 2025Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Oct 29, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Oct 26, 2025Credit reportingIncorrect information on your reportOld information reappears or never goes awayWIExplainedYes
Oct 25, 2025Credit reportingIncorrect information on your reportOld information reappears or never goes awayTXExplainedYes
Oct 24, 2025Credit reportingIncorrect information on your reportOld information reappears or never goes awayKSExplainedYes
Sep 12, 2025Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Sep 5, 2025Credit reportingIncorrect information on your reportAccount information incorrectILExplainedYes
Aug 17, 2025Credit reportingIncorrect information on your reportAccount information incorrectILExplainedYes
Jul 31, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseILExplainedYes
Jul 27, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseILExplainedYes
Apr 27, 2025Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Mar 25, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseNJExplainedYes
Mar 13, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseILExplainedYes
Feb 19, 2025Credit reportingIncorrect information on your reportOld information reappears or never goes awayMOExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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