Debt collection
Heritage Financial Group debt collection complaints
Consumers have filed 28 complaints about Heritage Financial Group's debt collection, 4 in the last 12 months. Heritage Financial Group answered 75% on time and closed 0% with relief. See the whole Heritage Financial Group record.
Heritage Financial Group against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Heritage Financial Group | 4 | 75% | 0% |
Latest Heritage Financial Group debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 24, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 10, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 12, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 8, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 31, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 25, 2024 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jun 1, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 1, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 7, 2023 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| May 24, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 11, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 13, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 18, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Dec 1, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 17, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 13, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 11, 2021 | Debt collection | False statements or representationTold you not to respond to a lawsuit they filed against you | Explained |
| Jul 31, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 5, 2020 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Oct 20, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 13, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 12, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 5, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 4, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 18, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 16, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 15, 2015 | Debt collection | Taking/threatening an illegal actionSued w/o proper notification of suit | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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