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Debt collection

InDebted debt collection complaints

Consumers have filed 618 complaints about InDebted's debt collection, 431 in the last 12 months (+340%). InDebted answered 99.8% on time and closed 0% with relief. See the whole InDebted record.

InDebted against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13InDebted431+340%99.8%0%618

Every debt collector ranked

Latest InDebted debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Sep 14, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMDExplainedYes
Sep 13, 2026Debt collectionCommunication tacticsFrequent or repeated callsTXExplainedYes
Sep 13, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtGAExplainedYes
Sep 8, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursALExplainedYes
Sep 7, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtSCExplainedYes
Sep 6, 2026Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingTXExplainedYes
Sep 6, 2026Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingCAExplainedYes
Sep 4, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Sep 4, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Sep 4, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Sep 4, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Sep 4, 2026Debt collectionElectronic communicationsFrequent or repeated messagesFLExplainedYes
Sep 3, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Sep 1, 2026Debt collectionAttempts to collect debt not owedDebt was paidNCExplainedYes
Aug 31, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountKYExplainedYes
Aug 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Aug 29, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountALExplainedYes
Aug 29, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursALExplainedYes
Aug 28, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtNCExplainedYes
Aug 27, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Aug 27, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursSCExplainedYes
Aug 26, 2026Debt collectionAttempts to collect debt not owedDebt was paidAZExplainedYes
Aug 25, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Aug 24, 2026Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingOHExplainedYes
Aug 24, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes
Aug 24, 2026Debt collectionElectronic communicationsFrequent or repeated messagesNVExplainedYes
Aug 24, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedALExplainedYes
Aug 23, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftMOExplainedYes
Aug 23, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMSExplainedYes
Aug 21, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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