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Debt collection

InDebted debt collection complaints

Consumers have filed 618 complaints about InDebted's debt collection, 431 in the last 12 months (+340%). InDebted answered 99.8% on time and closed 0% with relief. See the whole InDebted record.

InDebted against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13InDebted431+340%99.8%0%618

Every debt collector ranked

Latest InDebted debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Aug 20, 2026Debt collectionThreatened to contact someone or share information improperlyContacted you after you asked them to stopNCExplainedYes
Aug 19, 2026Debt collectionCommunication tacticsFrequent or repeated callsFLExplainedYes
Aug 18, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Aug 18, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursDEExplainedYes
Aug 18, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftSCExplainedYes
Aug 18, 2026Debt collectionElectronic communicationsFrequent or repeated messagesAZExplainedYes
Aug 18, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Aug 17, 2026Debt collectionElectronic communicationsFrequent or repeated messagesFLExplainedYes
Aug 17, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Aug 16, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCOExplainedYes
Aug 15, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursORExplainedYes
Aug 15, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Aug 14, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursALExplainedYes
Aug 13, 2026Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingGAExplainedYes
Aug 13, 2026Debt collectionElectronic communicationsFrequent or repeated messagesNJExplainedYes
Aug 12, 2026Debt collectionAttempts to collect debt not owedDebt was paidILExplainedYes
Aug 11, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftNJExplainedYes
Aug 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Aug 10, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountOHExplainedYes
Aug 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Aug 8, 2026Debt collectionAttempts to collect debt not owedDebt was paidSCExplainedYes
Aug 8, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Aug 7, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtOHExplainedYes
Aug 6, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursALExplainedYes
Aug 6, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Aug 6, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Aug 5, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Aug 5, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Aug 5, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Aug 5, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMSExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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