Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Debt collector · complaint record

InDebted complaints

Consumers have filed 729 complaints about InDebted since 2021, 496 of them in the last 12 months (+331% on the year before). It answered 99.8% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.

Weak response record. How it works

Complaints on record
729

Since August 2021

Last 12 months
496

+331% vs the year before

Answered on time
99.8%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
18

Newest: Nov 2, 2026

Rank
#77 of 1,963

Most complained-about debt collectors

InDebted complaints by month

The busiest month was June 2026 (77 complaints). Complaints in the last 12 months are up 331% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How InDebted answered last 12 months

  • Closed with explanation46794.2%
  • In progress295.8%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

  • Answers on time44/4599.8% on time
  • Relief for customers0/400% closed with relief
  • Complaint trend0/15+331% vs last year

What InDebted complaints are about

Top InDebted problems last 12 months

Inside "Attempts to collect debt not owed"

  • Debt is not yours 197
  • Debt was result of identity theft 68
  • Debt was paid 44
  • Debt was already discharged in bankruptcy and is no longer owed 3

Where InDebted complaints come from

ALAKAZARCACOCTDEDCFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPAPRRISCSDTNTXUTVTVAWAWVWIWY
Complaints per 100,000 peopleFewerMore

Most complaints: Texas (115), Florida (77), California (64), Georgia (63), North Carolina (40).

InDebted compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1ConServeDebt collection79508+33%100%33%B
2Consumer AdjustmentDebt collection36499-15%95%0%D
3InDebtedDebt collection44496+331%99.8%0%D
4Colony BrandsDebt collection49495+14%99%0%D
5The BureausDebt collection55492+2%100%0%C
6Optio SolutionsDebt collection44492+76%99.4%0%D
7UnifinDebt collection49485+29%99.4%0%D
8W&A IntermediateDebt collection100485-70%100%97%A

Compare side by side: InDebted vs ConServe · InDebted vs Consumer Adjustment · InDebted vs Colony Brands · InDebted vs The Bureaus

What people say about InDebted

All experiences

No experiences with InDebted yet. Yours would be the first on the record - and the one the next person reads.

Share yours

Latest InDebted complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Nov 2, 2026Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingIAExplainedYes
Nov 1, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTNIn progressYes
Oct 28, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftARExplainedYes
Oct 27, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtMSExplainedYes
Oct 27, 2026Debt collectionAttempts to collect debt not owedDebt was paidPAExplainedYes
Oct 26, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Oct 26, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Oct 26, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftNCIn progressYes
Oct 25, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNJIn progressYes
Oct 24, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMIIn progressYes
Oct 22, 2026Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageNJIn progressYes
Oct 22, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes

Questions about InDebted

How many complaints does InDebted have?

InDebted has 729 complaints on record since August 2021, including 496 in the last 12 months and 18 in the last 30 days. That makes it number 193 of every company by complaints this year.

Does InDebted respond to complaints?

Yes. InDebted answered 99.8% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 44/100 (grade D).

What do people complain about most with InDebted?
Is InDebted legit?

InDebted is a real company with a public complaint record: consumers have complained about it 729 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is InDebted legit? for the signals, red flags and how to protect yourself.

Are complaints about InDebted going up or down?

Up. There were 496 complaints in the last 12 months against 115 in the 12 before (+331%). See every month.

How do I file a complaint against InDebted?

Complain to InDebted in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most InDebted complaints come from?

Most come from Texas (115), Florida (77), California (64). Big states file more complaints, so the map shows complaints per 100,000 people.

Talk about InDebted

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience