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Debt collection

JMS Associates debt collection complaints

Consumers have filed 24 complaints about JMS Associates's debt collection, 1 in the last 12 months. JMS Associates answered 100% on time and closed 0% with relief. See the whole JMS Associates record.

JMS Associates against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13JMS Associates1new100%0%24

Every debt collector ranked

Latest JMS Associates debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Oct 8, 2026Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageFLExplainedYes
Nov 7, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Mar 24, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payFLExplainedYes
Jan 22, 2025Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageFLExplainedYes
Jan 22, 2025Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageFLExplainedYes
Nov 7, 2024Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingFLExplainedYes
Oct 17, 2024Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingFLExplainedYes
Jul 30, 2024Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payFLExplainedYes
Dec 23, 2022Debt collectionCommunication tacticsFrequent or repeated callsPAExplainedYes
Oct 3, 2022Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitNYExplainedYes
Jun 22, 2022Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageTXExplainedYes
Jun 22, 2022Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageTXExplainedYes
Dec 30, 2021Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageGAExplainedYes
Mar 22, 2021Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageFLExplainedYes
Mar 18, 2020Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageNYExplainedYes
Apr 17, 2019Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNYExplainedYes
Feb 13, 2019Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialFLExplainedYes
Sep 15, 2018Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedPAExplainedNo
Jun 8, 2017Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingFLExplainedYes
Feb 18, 2016Debt collectionImproper contact or sharing of infoTalked to a third party about my debtTXExplainedYes
Jan 28, 2016Debt collectionImproper contact or sharing of infoContacted me after I asked not toFLClosedNo
Jul 18, 2015Debt collectionCommunication tacticsFrequent or repeated callsVAExplainedNo
May 18, 2015Debt collectionCommunication tacticsFrequent or repeated callsFLExplainedNo
Apr 10, 2015Debt collectionCont'd attempts collect debt not owedDebt was paidKYFixedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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