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Debt collector · complaint record

JMS Associates complaints

Consumers have filed 25 complaints about JMS Associates since 2015, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is communication tactics.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
25

Since April 2015

Last 12 months
1

new vs the year before

Answered on time
100%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Oct 8, 2026

Rank
#1,510 of 1,963

Most complained-about debt collectors

JMS Associates complaints by month

The busiest month was January 2025 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How JMS Associates answered all time

  • Closed with non-monetary relief14%
  • Closed with explanation2392%
  • Closed14%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What JMS Associates complaints are about

  • Debt collection2496%
  • Debt relief & credit repair14%

Top JMS Associates problems

Inside "Communication tactics"

  • Used obscene, profane, or other abusive language 8
  • Frequent or repeated calls 3
  • You told them to stop contacting you, but they keep trying 2

Where JMS Associates complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Florida (14), New York (3), Texas (3), Pennsylvania (2), Georgia (1).

JMS Associates compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8JMS AssociatesDebt collection-1new100%0%-

Compare side by side: JMS Associates vs Green Square · JMS Associates vs EMoneyUSA · JMS Associates vs Mullooly Jeffrey Rooney & Flynn · JMS Associates vs Credit World Services

What people say about JMS Associates

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Latest JMS Associates complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Oct 8, 2026Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageFLExplainedYes
Nov 7, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Mar 24, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payFLExplainedYes
Jan 25, 2025Debt relief & credit repairConfusing or missing disclosuresFLExplainedYes
Jan 22, 2025Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageFLExplainedYes
Jan 22, 2025Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageFLExplainedYes
Nov 7, 2024Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingFLExplainedYes
Oct 17, 2024Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingFLExplainedYes
Jul 30, 2024Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payFLExplainedYes
Dec 23, 2022Debt collectionCommunication tacticsFrequent or repeated callsPAExplainedYes
Oct 3, 2022Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitNYExplainedYes
Jun 22, 2022Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageTXExplainedYes

Questions about JMS Associates

How many complaints does JMS Associates have?

JMS Associates has 25 complaints on record since April 2015, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.

Does JMS Associates respond to complaints?

Yes. JMS Associates answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with JMS Associates?
Is JMS Associates legit?

JMS Associates is a real company with a public complaint record: consumers have complained about it 25 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is JMS Associates legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against JMS Associates?

Complain to JMS Associates in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most JMS Associates complaints come from?

Most come from Florida (14), New York (3), Texas (3). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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