Credit bureau · complaint record
Keys Auto Finance complaints
Filed under Keys Auto Finance Inc
Consumers have filed 3 complaints about Keys Auto Finance since 2019, none in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 3
- Last 12 months
- 0
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since December 2019
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Dec 20, 2024
Keys Auto Finance complaints by month
The busiest month was December 2019 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Keys Auto Finance answered all time
- Closed with explanation3100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Keys Auto Finance complaints are about
Top Keys Auto Finance problems
Inside "Improper use of your report"
- Reporting company used your report improperly 1
Keys Auto Finance compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Keys Auto FinanceCredit reporting | - | 0 | - |
Compare side by side: Keys Auto Finance vs Apple Financing · Keys Auto Finance vs Nav Technologies · Keys Auto Finance vs Opportunity Fund · Keys Auto Finance vs Heritage Financial Group
What people say about Keys Auto Finance
All experiencesNo experiences with Keys Auto Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Keys Auto Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 20, 2024 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Jul 21, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 10, 2019 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
Questions about Keys Auto Finance
How many complaints does Keys Auto Finance have?
Keys Auto Finance has 3 complaints on record since December 2019, including 0 in the last 12 months and 0 in the last 30 days.
Does Keys Auto Finance respond to complaints?
Yes. Keys Auto Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Keys Auto Finance?
The most common problems are improper use of your report (1), repossession (1), problem with a credit reporting company's investigation into an existing problem (1).
Is Keys Auto Finance legit?
Keys Auto Finance is a real company with a public complaint record: consumers have complained about it 3 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Keys Auto Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Keys Auto Finance?
Complain to Keys Auto Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Keys Auto Finance complaints come from?
Most come from California (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Keys Auto Finance
No comments yet. Start the conversation - questions are welcome too.