Payday & personal loans
Ladder Loans payday & personal loans complaints
Consumers have filed 4 complaints about Ladder Loans's payday & personal loans, 1 in the last 12 months. Ladder Loans answered 100% on time and closed 0% with relief. See the whole Ladder Loans record.
Ladder Loans against other personal & payday lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Affirm | 2,316 | 100% | 0% |
| 2 | Paramount GR | 904 | 99.8% | 0% |
| 3 | OneMain Financial | 765 | 100% | 7% |
| 4 | Klarna | 652 | 94% | 13% |
| 5 | Block (Cash App) | 447 | 96.2% | 2% |
| 6 | Enova (CashNetUSA, NetCredit) | 434 | 100% | 0% |
| 7 | CCF Intermediate | 388 | 99.7% | 8% |
| 8 | Upgrade | 291 | 100% | 2% |
| 9 | Upstart | 276 | 99.6% | 2% |
| 10 | SoFi | 276 | 100% | 10% |
| 11 | Truist | 274 | 99.6% | 11% |
| 12 | Uprova Credit | 257 | 100% | 0% |
| 13 | Ladder Loans | 1 | 100% | 0% |
Latest Ladder Loans payday & personal loans complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 28, 2026 | Payday & personal loans | Getting the loan | Explained |
| Oct 16, 2025 | Payday & personal loans | Getting a line of credit | Explained |
| Oct 17, 2024 | Payday & personal loans | Getting a line of credit | Explained |
| Apr 11, 2023 | Payday & personal loans | Getting the loan | Explained |
Your rights with personal & payday lenders
You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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