Lender · complaint record
Ladder Loans complaints
Filed under Blue Front Financial, LLC d/b/a Ladder Loans
Consumers have filed 5 complaints about Ladder Loans since 2023, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is getting the loan.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 5
- Last 12 months
- 1
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #207 of 272
Since April 2023
new vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Jun 28, 2026
Most complained-about personal & payday lenders
Ladder Loans complaints by month
The busiest month was April 2023 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Ladder Loans answered all time
- Closed with explanation5100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Ladder Loans complaints are about
Top Ladder Loans problems
Where Ladder Loans complaints come from
Most complaints: Florida (2), Kansas (1), Illinois (1), Colorado (1).
Ladder Loans compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | SoLo FundsPayday & personal loans | 27 | 29 | F |
| 2 | AAA Auto Title LoansPayday & personal loans | 77 | 29 | B |
| 3 | PowerpayPayday & personal loans | 55 | 26 | C |
| 4 | AmeriCashPayday & personal loans | 10 | 26 | F |
| 5 | DLC, LLCPayday & personal loans | 63 | 26 | C |
| 6 | Boost Your ScorePayday & personal loans | 45 | 25 | D |
| 7 | Special FinancingPayday & personal loans | 60 | 25 | C |
| 8 | Ladder LoansPayday & personal loans | - | 1 | - |
Compare side by side: Ladder Loans vs SoLo Funds · Ladder Loans vs AAA Auto Title Loans · Ladder Loans vs Powerpay · Ladder Loans vs AmeriCash
What people say about Ladder Loans
All experiencesNo experiences with Ladder Loans yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Ladder Loans complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 28, 2026 | Payday & personal loans | Getting the loan | Explained |
| Oct 16, 2025 | Payday & personal loans | Getting a line of credit | Explained |
| Oct 17, 2024 | Payday & personal loans | Getting a line of credit | Explained |
| May 23, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 11, 2023 | Payday & personal loans | Getting the loan | Explained |
Questions about Ladder Loans
How many complaints does Ladder Loans have?
Ladder Loans has 5 complaints on record since April 2023, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Ladder Loans respond to complaints?
Yes. Ladder Loans answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Ladder Loans?
The most common problems are getting the loan (2), getting a line of credit (2), improper use of your report (1).
Is Ladder Loans legit?
Ladder Loans is a real company with a public complaint record: consumers have complained about it 5 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Ladder Loans legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Ladder Loans?
Complain to Ladder Loans in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Ladder Loans complaints come from?
Most come from Florida (2), Kansas (1), Illinois (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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