Debt collection
LCS Financial Services debt collection complaints
Consumers have filed 70 complaints about LCS Financial Services's debt collection, 17 in the last 12 months. LCS Financial Services answered 82.4% on time and closed 0% with relief. See the whole LCS Financial Services record.
LCS Financial Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | LCS Financial Services | 17 | 82.4% | 0% |
Latest LCS Financial Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 7, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jun 17, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 26, 2024 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 10, 2024 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Mar 6, 2024 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 1, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 1, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 29, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 7, 2023 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 10, 2023 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Mar 16, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Feb 21, 2023 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jan 27, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 10, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| May 21, 2022 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| May 5, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 1, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 2, 2021 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Mar 15, 2021 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Nov 11, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 30, 2020 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| May 19, 2020 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 7, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 21, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 23, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Mar 27, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 19, 2019 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| May 13, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 19, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 29, 2016 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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