Debt collection
LCS Financial Services debt collection complaints
Consumers have filed 70 complaints about LCS Financial Services's debt collection, 17 in the last 12 months. LCS Financial Services answered 82.4% on time and closed 0% with relief. See the whole LCS Financial Services record.
LCS Financial Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | LCS Financial Services | 17 | 82.4% | 0% |
Latest LCS Financial Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 14, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 2, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Sep 29, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | In progress |
| Jul 21, 2026 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Jun 3, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 2, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Apr 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 12, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 12, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 10, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 27, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Mar 25, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 25, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 19, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Mar 19, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Mar 3, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 15, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Nov 13, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 27, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 23, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 21, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 7, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 10, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jan 23, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 23, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 18, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 11, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 8, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 8, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 7, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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