Credit reporting
LendingPoint credit reporting complaints
Consumers have filed 292 complaints about LendingPoint's credit reporting, 43 in the last 12 months (-12%). LendingPoint answered 100% on time and closed 43% with relief. See the whole LendingPoint record.
LendingPoint against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | LendingPoint | 43 | 100% | 43% |
Latest LendingPoint credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 25, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Feb 17, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 17, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 24, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jan 24, 2026 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Fixed |
| Jan 24, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| Jan 21, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Jan 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Jan 6, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Dec 18, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Fixed |
| Dec 8, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 8, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Nov 25, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| Nov 10, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Nov 8, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 2, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| Oct 28, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| Oct 28, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| Oct 21, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 17, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Oct 13, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Fixed |
| Oct 8, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Sep 19, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| Sep 11, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| Sep 8, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| Sep 8, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 2, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 30, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 29, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 22, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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