Credit reporting
LendingPoint credit reporting complaints
Consumers have filed 292 complaints about LendingPoint's credit reporting, 43 in the last 12 months (-12%). LendingPoint answered 100% on time and closed 43% with relief. See the whole LendingPoint record.
LendingPoint against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | LendingPoint | 43 | 100% | 43% |
Latest LendingPoint credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 6, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | In progress |
| Oct 2, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Sep 28, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Sep 25, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 20, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 7, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 4, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Aug 11, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 10, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Jul 23, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Jul 6, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 29, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 27, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Jun 23, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 18, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 18, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 3, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 25, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| May 21, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 8, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| May 2, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 21, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 8, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Fixed |
| Apr 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Apr 5, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 2, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Mar 31, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| Mar 18, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 14, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 8, 2026 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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