Debt collector · complaint record
LendingPoint complaints
Filed under LendingPoint Holdings LLC
Consumers have filed 782 complaints about LendingPoint since 2015, 136 of them in the last 12 months (-4% on the year before). It answered 97.8% on time and closed 42% with relief for the customer - more often than a typical debt collector. The most common problem is incorrect information on your report.
Strong response record. How it works
- Complaints on record
- 782
- Last 12 months
- 136
- Answered on time
- 97.8%
- Closed with relief
- 42%
- Last 30 days
- 3
- Rank
- #168 of 1,963
Since December 2015
-4% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 26, 2026
Most complained-about debt collectors
LendingPoint complaints by month
The busiest month was October 2024 (20 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How LendingPoint answered last 12 months
- Closed with monetary relief53.7%
- Closed with non-monetary relief4835.3%
- Closed with explanation7252.9%
- In progress118.1%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time35/4597.8% on time
- Relief for customers35/4042.4% closed with relief
- Complaint trend11/15-4% vs last year
What LendingPoint complaints are about
Top LendingPoint problems last 12 months
Inside "Incorrect information on your report"
- Account information incorrect 53
- Information belongs to someone else 47
- Account status incorrect 46
- Old information reappears or never goes away 3
- Information is missing that should be on the report 2
- Personal information incorrect 1
Where LendingPoint complaints come from
Most complaints: California (92), Florida (91), Texas (82), Georgia (66), North Carolina (34).
LendingPoint compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | SIMM AssociatesDebt collection | 33 | 138 | F |
| 2 | Kingston Data & Credit InternationalDebt collection | 6 | 138 | F |
| 3 | Deinde Online ServicesDebt collection | 44 | 137 | D |
| 4 | Atlantic Recovery SolutionsDebt collection | 5 | 136 | F |
| 5 | DebtDebt collection | 32 | 136 | F |
| 6 | LendingPointDebt collection | 81 | 136 | A |
| 7 | Herbert P. SearsDebt collection | 47 | 135 | D |
| 8 | F.H. Cann & AssociatesDebt collection | 55 | 135 | C |
Compare side by side: LendingPoint vs SIMM Associates · LendingPoint vs Kingston Data & Credit International · LendingPoint vs Deinde Online Services · LendingPoint vs Atlantic Recovery Solutions
What people say about LendingPoint
All experiencesNo experiences with LendingPoint yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest LendingPoint complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 26, 2026 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | In progress |
| Oct 23, 2026 | Payday & personal loans | Problem with the payoff process at the end of the loan | In progress |
| Oct 21, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | In progress |
| Oct 16, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | In progress |
| Oct 13, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | In progress |
| Oct 9, 2026 | Payday & personal loans | Problem with the payoff process at the end of the loan | In progress |
| Oct 6, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | In progress |
| Oct 2, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Oct 1, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Oct 1, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Money back |
| Sep 28, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Sep 25, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Questions about LendingPoint
How many complaints does LendingPoint have?
LendingPoint has 782 complaints on record since December 2015, including 136 in the last 12 months and 3 in the last 30 days. That makes it number 403 of every company by complaints this year.
Does LendingPoint respond to complaints?
Yes. LendingPoint answered 97.8% of its complaints on time (within 15 days) and closed 42% with relief - money back or a fix; 4% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 81/100 (grade A).
What do people complain about most with LendingPoint?
The most common problems are incorrect information on your report (152), took or threatened to take negative or legal action (37), charged fees or interest you didn't expect (52).
Is LendingPoint legit?
LendingPoint is a real company with a public complaint record: consumers have complained about it 782 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is LendingPoint legit? for the signals, red flags and how to protect yourself.
Are complaints about LendingPoint going up or down?
Roughly level. There were 136 complaints in the last 12 months against 141 in the 12 before (-4%). See every month.
How do I file a complaint against LendingPoint?
Complain to LendingPoint in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most LendingPoint complaints come from?
Most come from California (92), Florida (91), Texas (82). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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