Debt collection
LendingPoint debt collection complaints
Consumers have filed 176 complaints about LendingPoint's debt collection, 47 in the last 12 months (+7%). LendingPoint answered 95.7% on time and closed 52% with relief. See the whole LendingPoint record.
LendingPoint against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | LendingPoint | 47 | 95.7% | 52% |
Latest LendingPoint debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 8, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 30, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 6, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 21, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 2, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 11, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 13, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 9, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 23, 2020 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 27, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 31, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 20, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 6, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 16, 2019 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Jun 4, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 6, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 28, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 17, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Oct 25, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Oct 14, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 12, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 6, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 3, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 15, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 12, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 16, 2017 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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