Debt collection
LendingPoint debt collection complaints
Consumers have filed 176 complaints about LendingPoint's debt collection, 47 in the last 12 months (+7%). LendingPoint answered 95.7% on time and closed 52% with relief. See the whole LendingPoint record.
LendingPoint against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | LendingPoint | 47 | 95.7% | 52% |
Latest LendingPoint debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 15, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jun 6, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 17, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 15, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 28, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 2, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 27, 2023 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 26, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 22, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 21, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 14, 2022 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Oct 7, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 28, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 23, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 25, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 28, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 9, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 2, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 12, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 1, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 1, 2022 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Jan 24, 2022 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Dec 14, 2021 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Nov 3, 2021 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Oct 14, 2021 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Oct 11, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 28, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 30, 2021 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 30, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 29, 2021 | Debt collection | Took or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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