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Debt collection

Lloyd & McDaniel debt collection complaints

Consumers have filed 408 complaints about Lloyd & McDaniel's debt collection, 111 in the last 12 months (-20%). Lloyd & McDaniel answered 99.1% on time and closed 0% with relief. See the whole Lloyd & McDaniel record.

Lloyd & McDaniel against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Lloyd & McDaniel111-20%99.1%0%408

Every debt collector ranked

Latest Lloyd & McDaniel debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Apr 1, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountSCExplainedYes
Apr 1, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtMIExplainedYes
Mar 30, 2026Debt collectionThreatened to contact someone or share information improperlyContacted your employerMIExplainedYes
Mar 30, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtKYExplainedYes
Mar 17, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitFLExplainedYes
Mar 11, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountGAExplainedYes
Mar 9, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitKYExplainedYes
Mar 6, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitFLExplainedYes
Mar 5, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMIExplainedYes
Mar 5, 2026Debt collectionThreatened to contact someone or share information improperlyContacted your employerMIExplainedYes
Mar 5, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtMIExplainedYes
Feb 27, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Feb 27, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Feb 25, 2026Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageGAExplainedYes
Feb 24, 2026Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsINExplainedYes
Feb 23, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtMIExplainedYes
Feb 17, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Feb 16, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitMIExplainedYes
Feb 12, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTNExplainedYes
Feb 4, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtNCExplainedYes
Feb 3, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeGAExplainedYes
Jan 30, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtKYExplainedYes
Jan 29, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtGAExplainedYes
Jan 27, 2026Debt collectionAttempts to collect debt not owedDebt was paidKYExplainedYes
Jan 21, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountWVExplainedYes
Jan 13, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedNo
Jan 11, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitTNExplainedYes
Jan 11, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Jan 9, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitMSExplainedYes
Jan 6, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountGAExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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