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Debt collection

Lloyd & McDaniel debt collection complaints

Consumers have filed 408 complaints about Lloyd & McDaniel's debt collection, 111 in the last 12 months (-20%). Lloyd & McDaniel answered 99.1% on time and closed 0% with relief. See the whole Lloyd & McDaniel record.

Lloyd & McDaniel against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Lloyd & McDaniel111-20%99.1%0%408

Every debt collector ranked

Latest Lloyd & McDaniel debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Nov 4, 2026Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialINExplainedYes
Nov 1, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeGAExplainedYes
Oct 31, 2026Debt collectionAttempts to collect debt not owedDebt was paidMIExplainedYes
Oct 29, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtINExplainedYes
Oct 27, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountILExplainedYes
Oct 16, 2026Debt collectionCommunication tacticsFrequent or repeated callsFLExplainedYes
Oct 12, 2026Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyWVExplainedYes
Oct 9, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeKYExplainedYes
Oct 9, 2026Debt collectionAttempts to collect debt not owedDebt was paidINExplainedYes
Oct 7, 2026Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsALExplainedYes
Oct 7, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitCAExplainedYes
Sep 28, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMIExplainedYes
Sep 24, 2026Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialGAExplainedYes
Aug 27, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitGAExplainedYes
Aug 26, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftGAExplainedYes
Aug 14, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtGAExplainedYes
Aug 6, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Jul 31, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountGAExplainedYes
Jul 29, 2026Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingFLExplainedYes
Jul 20, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtOHExplainedYes
Jul 17, 2026Debt collectionAttempts to collect debt not owedDebt was paidGAExplainedYes
Jul 16, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Jul 13, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitGAExplainedYes
Jul 11, 2026Debt collectionElectronic communicationsFrequent or repeated messagesNCExplainedYes
Jul 10, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Jul 7, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Jun 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Jun 30, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Jun 26, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMIExplainedYes
Jun 22, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountINExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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