Debt collector · complaint record
Lloyd & McDaniel complaints
Filed under Lloyd & McDaniel, PLC
Consumers have filed 453 complaints about Lloyd & McDaniel since 2013, 127 of them in the last 12 months (-18% on the year before). It answered 99.2% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is took or threatened to take negative or legal action.
Average response record. How it works
- Complaints on record
- 453
- Last 12 months
- 127
- Answered on time
- 99.2%
- Closed with relief
- 0%
- Last 30 days
- 5
- Rank
- #178 of 1,963
Since September 2013
-18% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 4, 2026
Most complained-about debt collectors
Lloyd & McDaniel complaints by month
The busiest month was October 2025 (23 complaints). Complaints in the last 12 months are down 18% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Lloyd & McDaniel answered last 12 months
- Closed with explanation127100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time41/4599.2% on time
- Relief for customers0/400% closed with relief
- Complaint trend14/15-18% vs last year
What Lloyd & McDaniel complaints are about
Top Lloyd & McDaniel problems last 12 months
Inside "Took or threatened to take negative or legal action"
- Sued you without properly notifying you of lawsuit 40
- Threatened to sue you for very old debt 32
- Threatened or suggested your credit would be damaged 12
- Seized or attempted to seize your property 9
- Collected or attempted to collect exempt funds 8
- Sued you in a state where you do not live or did not sign for the debt 3
Where Lloyd & McDaniel complaints come from
Most complaints: Georgia (109), Florida (95), Kentucky (45), Michigan (37), Indiana (27).
Lloyd & McDaniel compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Preferred CreditDebt collection | 50 | 131 | C |
| 2 | Ecmc GroupDebt collection | 53 | 131 | C |
| 3 | Collection Bureau of the Hudson ValleyDebt collection | 51 | 130 | C |
| 4 | McCarthy, Burgess & WolffDebt collection | 74 | 130 | B |
| 5 | Lloyd & McDanielDebt collection | 55 | 127 | C |
| 6 | Capital Management ServicesDebt collection | 54 | 125 | C |
| 7 | Jim Bottin EnterprisesDebt collection | 13 | 124 | F |
| 8 | GLA CollectionDebt collection | 60 | 122 | C |
Compare side by side: Lloyd & McDaniel vs Preferred Credit · Lloyd & McDaniel vs Ecmc Group · Lloyd & McDaniel vs Collection Bureau of the Hudson Valley · Lloyd & McDaniel vs McCarthy, Burgess & Wolff
What people say about Lloyd & McDaniel
All experiencesNo experiences with Lloyd & McDaniel yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Lloyd & McDaniel complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 4, 2026 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Nov 1, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 31, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 29, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 27, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 16, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Oct 12, 2026 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Oct 9, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 9, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 7, 2026 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Oct 7, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Sep 28, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Questions about Lloyd & McDaniel
How many complaints does Lloyd & McDaniel have?
Lloyd & McDaniel has 453 complaints on record since September 2013, including 127 in the last 12 months and 5 in the last 30 days. That makes it number 421 of every company by complaints this year.
Does Lloyd & McDaniel respond to complaints?
Yes. Lloyd & McDaniel answered 99.2% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 55/100 (grade C).
What do people complain about most with Lloyd & McDaniel?
The most common problems are took or threatened to take negative or legal action (104), written notification about debt (75), false statements or representation (75).
Is Lloyd & McDaniel legit?
Lloyd & McDaniel is a real company with a public complaint record: consumers have complained about it 453 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Lloyd & McDaniel legit? for the signals, red flags and how to protect yourself.
Are complaints about Lloyd & McDaniel going up or down?
Down. There were 127 complaints in the last 12 months against 154 in the 12 before (-18%). See every month.
How do I file a complaint against Lloyd & McDaniel?
Complain to Lloyd & McDaniel in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Lloyd & McDaniel complaints come from?
Most come from Georgia (109), Florida (95), Kentucky (45). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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