Debt collection
Lloyd & McDaniel debt collection complaints
Consumers have filed 408 complaints about Lloyd & McDaniel's debt collection, 111 in the last 12 months (-20%). Lloyd & McDaniel answered 99.1% on time and closed 0% with relief. See the whole Lloyd & McDaniel record.
Lloyd & McDaniel against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Lloyd & McDaniel | 111 | 99.1% | 0% |
Latest Lloyd & McDaniel debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 15, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 14, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 14, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 12, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Oct 12, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Oct 10, 2025 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Oct 9, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 8, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 6, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 3, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Oct 1, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 1, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 30, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 30, 2025 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Sep 28, 2025 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Sep 24, 2025 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Sep 23, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 23, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Sep 19, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 18, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 18, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 17, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 17, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 16, 2025 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Sep 15, 2025 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Sep 15, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 13, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 12, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 11, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 9, 2025 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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