Payday & personal loans
Loantopia payday & personal loans complaints
Consumers have filed 5 complaints about Loantopia's payday & personal loans. See the whole Loantopia record.
Loantopia against other personal & payday lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Affirm | 2,316 | 100% | 0% |
| 2 | Paramount GR | 904 | 99.8% | 0% |
| 3 | OneMain Financial | 765 | 100% | 7% |
| 4 | Klarna | 652 | 94% | 13% |
| 5 | Block (Cash App) | 447 | 96.2% | 2% |
| 6 | Enova (CashNetUSA, NetCredit) | 434 | 100% | 0% |
| 7 | CCF Intermediate | 388 | 99.7% | 8% |
| 8 | Upgrade | 291 | 100% | 2% |
| 9 | Upstart | 276 | 99.6% | 2% |
| 10 | SoFi | 276 | 100% | 10% |
| 11 | Truist | 274 | 99.6% | 11% |
| 12 | Uprova Credit | 257 | 100% | 0% |
| 13 | Loantopia | 0 | - | - |
Latest Loantopia payday & personal loans complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 25, 2025 | Payday & personal loans | Getting a line of credit | No timely reply |
| Aug 9, 2022 | Payday & personal loans | Problem with additional add-on products or services | No timely reply |
| Nov 30, 2020 | Payday & personal loans | Problem with the payoff process at the end of the loan | No timely reply |
| Apr 24, 2018 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Jan 9, 2018 | Payday & personal loans | Problem with the payoff process at the end of the loan | Money back |
Your rights with personal & payday lenders
You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.
Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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