Lender · complaint record
Loantopia complaints
Consumers have filed 9 complaints about Loantopia since 2018, none in the last 12 months. It answered 44.4% on time and closed 33% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 9
- Last 12 months
- 0
- Answered on time
- 44.4%
- Closed with relief
- 33%
- Last 30 days
- 0
- Rank
- -
Since January 2018
new vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Sep 25, 2025
Loantopia complaints by month
The busiest month was January 2018 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Loantopia answered all time
- Closed with monetary relief222.2%
- Closed with explanation444.4%
- Untimely response333.3%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Loantopia complaints are about
Top Loantopia problems
Inside "Took or threatened to take negative or legal action"
- Threatened or suggested your credit would be damaged 2
- Collected or attempted to collect exempt funds 1
Loantopia compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | SoLo FundsPayday & personal loans | 27 | 29 | F |
| 2 | AAA Auto Title LoansPayday & personal loans | 77 | 29 | B |
| 3 | PowerpayPayday & personal loans | 55 | 26 | C |
| 4 | AmeriCashPayday & personal loans | 10 | 26 | F |
| 5 | DLC, LLCPayday & personal loans | 63 | 26 | C |
| 6 | Boost Your ScorePayday & personal loans | 45 | 25 | D |
| 7 | Special FinancingPayday & personal loans | 60 | 25 | C |
| 8 | LoantopiaPayday & personal loans | - | 0 | - |
Compare side by side: Loantopia vs SoLo Funds · Loantopia vs AAA Auto Title Loans · Loantopia vs Powerpay · Loantopia vs AmeriCash
What people say about Loantopia
All experiencesNo experiences with Loantopia yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Loantopia complaints
Full logQuestions about Loantopia
How many complaints does Loantopia have?
Loantopia has 9 complaints on record since January 2018, including 0 in the last 12 months and 0 in the last 30 days.
Does Loantopia respond to complaints?
Yes. Loantopia answered 44.4% of its complaints on time (within 15 days) and closed 33% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Loantopia?
The most common problems are took or threatened to take negative or legal action (3), problem with the payoff process at the end of the loan (2), false statements or representation (1).
Is Loantopia legit?
Loantopia is a real company with a public complaint record: consumers have complained about it 9 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Loantopia legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Loantopia?
Complain to Loantopia in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Loantopia complaints come from?
Most come from California (7), Missouri (1), Texas (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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