Debt collector · complaint record
Local Finance complaints
Filed under Local Finance LLC
Consumers have filed 8 complaints about Local Finance since 2024, 3 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 8
- Last 12 months
- 3
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #1,125 of 1,963
Since May 2024
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 28, 2026
Most complained-about debt collectors
Local Finance complaints by month
The busiest month was May 2024 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Local Finance answered all time
- Closed with explanation8100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Local Finance complaints are about
Top Local Finance problems
Inside "Improper use of your report"
- Reporting company used your report improperly 3
Local Finance compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Local FinanceDebt collection | - | 3 | - |
Compare side by side: Local Finance vs Green Square · Local Finance vs EMoneyUSA · Local Finance vs Mullooly Jeffrey Rooney & Flynn · Local Finance vs Credit World Services
What people say about Local Finance
All experiencesNo experiences with Local Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Local Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 28, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 12, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Feb 27, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 5, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 3, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 3, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 8, 2024 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| May 5, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Questions about Local Finance
How many complaints does Local Finance have?
Local Finance has 8 complaints on record since May 2024, including 3 in the last 12 months and 1 in the last 30 days. That makes it number 2,246 of every company by complaints this year.
Does Local Finance respond to complaints?
Yes. Local Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Local Finance?
The most common problems are incorrect information on your report (2), false statements or representation (1), attempts to collect debt not owed (1).
Is Local Finance legit?
Local Finance is a real company with a public complaint record: consumers have complained about it 8 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Local Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Local Finance?
Complain to Local Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Local Finance complaints come from?
Most come from Florida (8). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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