Debt collection
LTD Financial Services debt collection complaints
Consumers have filed 363 complaints about LTD Financial Services's debt collection, 2 in the last 12 months. LTD Financial Services answered 0% on time and closed - with relief. See the whole LTD Financial Services record.
LTD Financial Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | LTD Financial Services | 2 | 0% | - |
Latest LTD Financial Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 10, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 15, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 4, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 11, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 11, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 11, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 11, 2023 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Mar 9, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 4, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 3, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 22, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 4, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 30, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 30, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 29, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 26, 2023 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jan 20, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 8, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 2, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 28, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 23, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 29, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 23, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 16, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 8, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 3, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 19, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 17, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 9, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 26, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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