Debt collector · complaint record
LTD Financial Services complaints
Filed under LTD Financial Services, L.P.
Consumers have filed 427 complaints about LTD Financial Services since 2013, 4 of them in the last 12 months. It answered 0% on time and closed 16% with relief for the customer. The most common problem is false statements or representation.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 427
- Last 12 months
- 4
- Answered on time
- 0%
- Closed with relief
- 16%
- Last 30 days
- 0
- Rank
- #1,016 of 1,963
Since May 2013
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: May 6, 2026
Most complained-about debt collectors
LTD Financial Services complaints by month
The busiest month was July 2021 (10 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How LTD Financial Services answered all time
- Closed with monetary relief20.5%
- Closed with non-monetary relief6214.5%
- Closed with explanation33478.2%
- Closed10.2%
- Untimely response286.6%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What LTD Financial Services complaints are about
Top LTD Financial Services problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 64
- Debt was result of identity theft 26
- Debt was paid 26
- Debt was already discharged in bankruptcy and is no longer owed 2
Where LTD Financial Services complaints come from
Most complaints: Texas (56), Florida (51), California (46), Georgia (28), New York (25).
LTD Financial Services compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | LTD Financial ServicesDebt collection | - | 4 | - |
Compare side by side: LTD Financial Services vs Green Square · LTD Financial Services vs EMoneyUSA · LTD Financial Services vs Mullooly Jeffrey Rooney & Flynn · LTD Financial Services vs Credit World Services
What people say about LTD Financial Services
All experiencesNo experiences with LTD Financial Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest LTD Financial Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| May 6, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Apr 16, 2026 | Student loans | Incorrect information on your reportAccount information incorrect | No timely reply |
| Mar 24, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | No timely reply |
| Feb 2, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Nov 5, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Jul 3, 2025 | Student loans | Struggling to repay your loanProblem with your payment plan | No timely reply |
| Jan 28, 2025 | Debt collection | Electronic communicationsFrequent or repeated messages | No timely reply |
| Aug 9, 2024 | Debt relief & credit repair | Didn't provide services promised | No timely reply |
| Jul 23, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| Jun 18, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| May 6, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Apr 19, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
Questions about LTD Financial Services
How many complaints does LTD Financial Services have?
LTD Financial Services has 427 complaints on record since May 2013, including 4 in the last 12 months and 0 in the last 30 days. That makes it number 2,028 of every company by complaints this year.
Does LTD Financial Services respond to complaints?
Yes. LTD Financial Services answered 0% of its complaints on time (within 15 days) and closed 16% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with LTD Financial Services?
The most common problems are false statements or representation (27), incorrect information on your report (20), problem with a company's investigation into an existing problem (1).
Is LTD Financial Services legit?
LTD Financial Services is a real company with a public complaint record: consumers have complained about it 427 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is LTD Financial Services legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against LTD Financial Services?
Complain to LTD Financial Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most LTD Financial Services complaints come from?
Most come from Texas (56), Florida (51), California (46). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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