Debt collection
LTD Financial Services debt collection complaints
Consumers have filed 363 complaints about LTD Financial Services's debt collection, 2 in the last 12 months. LTD Financial Services answered 0% on time and closed - with relief. See the whole LTD Financial Services record.
LTD Financial Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | LTD Financial Services | 2 | 0% | - |
Latest LTD Financial Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 10, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jul 20, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 19, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 12, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 10, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 28, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 27, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 6, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 25, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 20, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 16, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 4, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 3, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 14, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 5, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 4, 2022 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Mar 28, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 23, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 15, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 25, 2022 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 23, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 26, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 15, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 15, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 8, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 25, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 17, 2021 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 10, 2021 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Dec 4, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 1, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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