Debt collection
LTD Financial Services debt collection complaints
Consumers have filed 363 complaints about LTD Financial Services's debt collection, 2 in the last 12 months. LTD Financial Services answered 0% on time and closed - with relief. See the whole LTD Financial Services record.
LTD Financial Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | LTD Financial Services | 2 | 0% | - |
Latest LTD Financial Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 6, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Feb 2, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Nov 5, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Jan 28, 2025 | Debt collection | Electronic communicationsFrequent or repeated messages | No timely reply |
| Jul 23, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| May 6, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Apr 14, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | No timely reply |
| Mar 29, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | No timely reply |
| Mar 29, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | No timely reply |
| Mar 29, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | No timely reply |
| Mar 18, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | No timely reply |
| Mar 17, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | No timely reply |
| Mar 16, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Mar 13, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | No timely reply |
| Mar 13, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | No timely reply |
| Jan 4, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | No timely reply |
| Jan 2, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Dec 18, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Dec 14, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Dec 2, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Sep 5, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 4, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 31, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 23, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 15, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 13, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 10, 2023 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Jul 17, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 30, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 21, 2023 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about LTD Financial Services
No comments yet. Start the conversation - questions are welcome too.