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Debt collector · complaint record

M & S Funding complaints

Consumers have filed 6 complaints about M & S Funding since 2015, none in the last 12 months. It answered 16.7% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
6

Since June 2015

Last 12 months
0

new vs the year before

Answered on time
16.7%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Jan 1, 2025

Rank
-

M & S Funding complaints by month

The busiest month was June 2015 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.

How M & S Funding answered all time

  • Closed with explanation116.7%
  • Untimely response583.3%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What M & S Funding complaints are about

  • Debt collection350%
  • Auto loans & leases233%
  • Credit reporting117%

Top M & S Funding problems

Inside "Incorrect information on your report"

  • Account status incorrect 2

M & S Funding compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8M & S FundingDebt collection-0new16.7%0%-

Compare side by side: M & S Funding vs Green Square · M & S Funding vs EMoneyUSA · M & S Funding vs Mullooly Jeffrey Rooney & Flynn · M & S Funding vs Credit World Services

What people say about M & S Funding

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Latest M & S Funding complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Jan 1, 2025Credit reportingIncorrect information on your reportAccount status incorrectCONo timely replyNo
Oct 19, 2024Auto loans & leasesIncorrect information on your reportAccount status incorrectCONo timely replyNo
Apr 27, 2024Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtCONo timely replyNo
Jun 5, 2023Auto loans & leasesProblems at the end of the loan or leaseProblem with paying off the loanCONo timely replyNo
Feb 8, 2023Debt collectionWritten notification about debtDidn't receive notice of right to disputeCONo timely replyNo
Jun 20, 2015Debt collectionTaking/threatening an illegal actionSeized/Attempted to seize propertyCOExplainedYes

Questions about M & S Funding

How many complaints does M & S Funding have?

M & S Funding has 6 complaints on record since June 2015, including 0 in the last 12 months and 0 in the last 30 days.

Does M & S Funding respond to complaints?

Yes. M & S Funding answered 16.7% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with M & S Funding?
Is M & S Funding legit?

M & S Funding is a real company with a public complaint record: consumers have complained about it 6 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is M & S Funding legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against M & S Funding?

Complain to M & S Funding in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most M & S Funding complaints come from?

Most come from Colorado (6). Big states file more complaints, so the map shows complaints per 100,000 people.

Talk about M & S Funding

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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