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Debt collection

Madison Auto debt collection complaints

Consumers have filed 35 complaints about Madison Auto's debt collection, 28 in the last 12 months. Madison Auto answered 100% on time and closed 0% with relief. See the whole Madison Auto record.

Madison Auto against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Madison Auto28new100%0%35

Every debt collector ranked

Latest Madison Auto debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Aug 11, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedOHExplainedYes
Aug 3, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes
Jun 15, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
May 13, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes
Apr 21, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountNYExplainedYes
Apr 16, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedGAExplainedYes
Apr 14, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputePAExplainedYes
Apr 13, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursSCExplainedYes
Mar 25, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursSCExplainedYes
Mar 20, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountLAExplainedYes
Mar 11, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursSCExplainedYes
Mar 10, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedGAExplainedYes
Mar 9, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftTNExplainedYes
Feb 25, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtNYExplainedYes
Feb 24, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursSCExplainedYes
Feb 19, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedOKExplainedYes
Feb 18, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountNYExplainedYes
Jan 31, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountGAExplainedYes
Jan 28, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtPAExplainedYes
Jan 20, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftPAExplainedYes
Jan 2, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Jan 2, 2026Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedNJExplainedYes
Dec 6, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedILExplainedYes
Dec 5, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursTNExplainedYes
Nov 23, 2025Debt collectionAttempts to collect debt not owedDebt was paidILExplainedYes
Nov 21, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftPAExplainedYes
Nov 19, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursSCExplainedYes
Nov 17, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursMIExplainedYes
Nov 14, 2025Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtTXExplainedYes
Nov 13, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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