Credit bureau · complaint record
Madison Auto complaints
Filed under Madison Auto, LLC
Consumers have filed 107 complaints about Madison Auto since 2023, 86 of them in the last 12 months (+514% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical credit bureau. The most common problem is improper use of your report.
Weak response record. How it works
- Complaints on record
- 107
- Last 12 months
- 86
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 3
- Rank
- #82 of 566
Since February 2023
+514% vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Oct 28, 2026
Most complained-about credit bureaus & report companies
Madison Auto complaints by month
The busiest month was January 2026 (15 complaints). Complaints in the last 12 months are up 514% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Madison Auto answered last 12 months
- Closed with explanation86100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend0/15+514% vs last year
What Madison Auto complaints are about
Top Madison Auto problems last 12 months
Inside "Improper use of your report"
- Reporting company used your report improperly 15
- Credit inquiries on your report that you don't recognize 12
Where Madison Auto complaints come from
Most complaints: Texas (14), Pennsylvania (11), Georgia (11), South Carolina (9), Illinois (9).
Madison Auto compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | CashRepublicCredit reporting | 50 | 97 | C |
| 2 | Capital AccountsCredit reporting | 10 | 90 | F |
| 3 | Park HillCredit reporting | 56 | 90 | C |
| 4 | Universal AcceptanceCredit reporting | 49 | 89 | D |
| 5 | Happy MoneyCredit reporting | 51 | 87 | C |
| 6 | Madison AutoCredit reporting | 45 | 86 | D |
| 7 | Arivo AcceptanceCredit reporting | 22 | 81 | F |
| 8 | Porsche Financial ServicesCredit reporting | 47 | 77 | D |
Compare side by side: Madison Auto vs CashRepublic · Madison Auto vs Capital Accounts · Madison Auto vs Park Hill · Madison Auto vs Universal Acceptance
What people say about Madison Auto
All experiencesNo experiences with Madison Auto yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Madison Auto complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 28, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 27, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 21, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 7, 2026 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 5, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 23, 2026 | Auto loans & leases | RepossessionCompany communicating payment assistance or payment extension options | Explained |
| Sep 1, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 19, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 19, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 17, 2026 | Auto loans & leases | Struggling to pay your loanDenied request to lower payments | Explained |
| Aug 14, 2026 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 11, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Questions about Madison Auto
How many complaints does Madison Auto have?
Madison Auto has 107 complaints on record since February 2023, including 86 in the last 12 months and 3 in the last 30 days. That makes it number 514 of every company by complaints this year.
Does Madison Auto respond to complaints?
Yes. Madison Auto answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 45/100 (grade D).
What do people complain about most with Madison Auto?
The most common problems are improper use of your report (27), incorrect information on your report (18), repossession (14).
Is Madison Auto legit?
Madison Auto is a real company with a public complaint record: consumers have complained about it 107 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Madison Auto legit? for the signals, red flags and how to protect yourself.
Are complaints about Madison Auto going up or down?
Up. There were 86 complaints in the last 12 months against 14 in the 12 before (+514%). See every month.
How do I file a complaint against Madison Auto?
Complain to Madison Auto in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Madison Auto complaints come from?
Most come from Texas (14), Pennsylvania (11), Georgia (11). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Madison Auto
No comments yet. Start the conversation - questions are welcome too.