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Debt collector · complaint record

MCT Group complaints

Consumers have filed 25 complaints about MCT Group since 2024, 7 of them in the last 12 months (-42% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
25

Since January 2024

Last 12 months
7

-42% vs the year before

Answered on time
100%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Aug 11, 2026

Rank
#837 of 1,963

Most complained-about debt collectors

MCT Group complaints by month

The busiest month was January 2024 (2 complaints). Complaints in the last 12 months are down 42% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How MCT Group answered all time

  • Closed with non-monetary relief14%
  • Closed with explanation2496%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What MCT Group complaints are about

  • Debt collection1456%
  • Credit reporting936%
  • Payday & personal loans28%

Top MCT Group problems

Inside "Attempts to collect debt not owed"

  • Debt was paid 3
  • Debt was already discharged in bankruptcy and is no longer owed 2
  • Debt is not yours 2
  • Debt was result of identity theft 1

MCT Group compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8MCT GroupDebt collection-7-42%100%0%-

Compare side by side: MCT Group vs Green Square · MCT Group vs EMoneyUSA · MCT Group vs Mullooly Jeffrey Rooney & Flynn · MCT Group vs Credit World Services

What people say about MCT Group

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Latest MCT Group complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Aug 11, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Aug 6, 2026Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedCAExplainedYes
Mar 24, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNVExplainedYes
Feb 27, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNVExplainedYes
Dec 10, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Dec 3, 2025Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Nov 24, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Nov 3, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Oct 23, 2025Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Oct 22, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Sep 24, 2025Payday & personal loansIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Sep 23, 2025Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes

Questions about MCT Group

How many complaints does MCT Group have?

MCT Group has 25 complaints on record since January 2024, including 7 in the last 12 months and 0 in the last 30 days. That makes it number 1,664 of every company by complaints this year.

Does MCT Group respond to complaints?

Yes. MCT Group answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with MCT Group?
Is MCT Group legit?

MCT Group is a real company with a public complaint record: consumers have complained about it 25 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is MCT Group legit? for the signals, red flags and how to protect yourself.

Are complaints about MCT Group going up or down?

Down. There were 7 complaints in the last 12 months against 12 in the 12 before (-42%). See every month.

How do I file a complaint against MCT Group?

Complain to MCT Group in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most MCT Group complaints come from?

Most come from California (23), Nevada (2). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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