Payday & personal loans
Mechanics Bank payday & personal loans complaints
Consumers have filed 5 complaints about Mechanics Bank's payday & personal loans. See the whole Mechanics Bank record.
Mechanics Bank against other personal & payday lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Affirm | 2,316 | 100% | 0% |
| 2 | Paramount GR | 904 | 99.8% | 0% |
| 3 | OneMain Financial | 765 | 100% | 7% |
| 4 | Klarna | 652 | 94% | 13% |
| 5 | Block (Cash App) | 447 | 96.2% | 2% |
| 6 | Enova (CashNetUSA, NetCredit) | 434 | 100% | 0% |
| 7 | CCF Intermediate | 388 | 99.7% | 8% |
| 8 | Upgrade | 291 | 100% | 2% |
| 9 | Upstart | 276 | 99.6% | 2% |
| 10 | SoFi | 276 | 100% | 10% |
| 11 | Truist | 274 | 99.6% | 11% |
| 12 | Uprova Credit | 257 | 100% | 0% |
| 13 | Mechanics Bank | 0 | - | - |
Latest Mechanics Bank payday & personal loans complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 1, 2023 | Payday & personal loans | Getting a line of credit | Explained |
| Jul 20, 2022 | Payday & personal loans | Can't contact lender or servicer | Explained |
| May 25, 2022 | Payday & personal loans | Received a loan you didn't apply for | Explained |
| Oct 25, 2020 | Payday & personal loans | Credit limit changed | Explained |
| Mar 26, 2020 | Payday & personal loans | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
Your rights with personal & payday lenders
You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.
Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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