Debt collection
Mercantile Adjustment Bureau debt collection complaints
Consumers have filed 594 complaints about Mercantile Adjustment Bureau's debt collection. See the whole Mercantile Adjustment Bureau record.
Mercantile Adjustment Bureau against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Mercantile Adjustment Bureau | 0 | - | - |
Latest Mercantile Adjustment Bureau debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 11, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 7, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 4, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 24, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 18, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 7, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 6, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 22, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 14, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 30, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 9, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 9, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 24, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 20, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 10, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 27, 2025 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Feb 27, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 21, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 19, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 19, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Feb 19, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 17, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 14, 2025 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Feb 11, 2025 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Feb 2, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 27, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 16, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 15, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 11, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 6, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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