Debt collector · complaint record
Mercantile Adjustment Bureau complaints
Filed under MERCANTILE ADJUSTMENT BUREAU, LLC
Consumers have filed 668 complaints about Mercantile Adjustment Bureau since 2013, none in the last 12 months (-100% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 668
- Last 12 months
- 0
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since August 2013
-100% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Aug 11, 2025
Mercantile Adjustment Bureau complaints by month
The busiest month was April 2023 (12 complaints). Complaints in the last 12 months are down 100% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Mercantile Adjustment Bureau answered all time
- Closed with monetary relief10.1%
- Closed with non-monetary relief20.3%
- Closed with explanation66399.3%
- Closed20.3%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Mercantile Adjustment Bureau complaints are about
Top Mercantile Adjustment Bureau problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 130
- Debt was result of identity theft 59
- Debt was paid 19
- Debt was already discharged in bankruptcy and is no longer owed 3
Where Mercantile Adjustment Bureau complaints come from
Most complaints: Texas (170), New York (80), Ohio (45), Florida (45), New Jersey (39).
Mercantile Adjustment Bureau compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Mercantile Adjustment BureauDebt collection | - | 0 | - |
Compare side by side: Mercantile Adjustment Bureau vs Green Square · Mercantile Adjustment Bureau vs EMoneyUSA · Mercantile Adjustment Bureau vs Mullooly Jeffrey Rooney & Flynn · Mercantile Adjustment Bureau vs Credit World Services
What people say about Mercantile Adjustment Bureau
All experiencesNo experiences with Mercantile Adjustment Bureau yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Mercantile Adjustment Bureau complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 11, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 7, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 4, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 24, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 18, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 7, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 6, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 22, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 21, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 14, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 30, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 16, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Questions about Mercantile Adjustment Bureau
How many complaints does Mercantile Adjustment Bureau have?
Mercantile Adjustment Bureau has 668 complaints on record since August 2013, including 0 in the last 12 months and 0 in the last 30 days.
Does Mercantile Adjustment Bureau respond to complaints?
Yes. Mercantile Adjustment Bureau answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Mercantile Adjustment Bureau?
The most common problems are attempts to collect debt not owed (211), cont'd attempts collect debt not owed (100), written notification about debt (79).
Is Mercantile Adjustment Bureau legit?
Mercantile Adjustment Bureau is a real company with a public complaint record: consumers have complained about it 668 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Mercantile Adjustment Bureau legit? for the signals, red flags and how to protect yourself.
Are complaints about Mercantile Adjustment Bureau going up or down?
Down. There were 0 complaints in the last 12 months against 45 in the 12 before (-100%). See every month.
How do I file a complaint against Mercantile Adjustment Bureau?
Complain to Mercantile Adjustment Bureau in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Mercantile Adjustment Bureau complaints come from?
Most come from Texas (170), New York (80), Ohio (45). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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