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Credit reporting

Merchants Adjustment Service credit reporting complaints

Consumers have filed 121 complaints about Merchants Adjustment Service's credit reporting, 9 in the last 12 months (-80%). Merchants Adjustment Service answered 100% on time and closed 0% with relief. See the whole Merchants Adjustment Service record.

Merchants Adjustment Service against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Merchants Adjustment Service9-80%100%0%121

Every credit bureau ranked

Latest Merchants Adjustment Service credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Nov 9, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseALExplainedYes
Sep 14, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportLAExplainedYes
Aug 14, 2026Credit reportingIncorrect information on your reportAccount status incorrectALExplainedYes
Jun 23, 2026Credit reportingIncorrect information on your reportAccount status incorrectALExplainedYes
Apr 1, 2026Credit reportingIncorrect information on your reportAccount information incorrectALExplainedYes
Feb 19, 2026Credit reportingIncorrect information on your reportAccount status incorrectALExplainedYes
Jan 12, 2026Credit reportingProblem with a company's investigation into an existing problemProblem with personal statement of disputeALExplainedYes
Jan 12, 2026Credit reportingProblem with a company's investigation into an existing problemProblem with personal statement of disputeALExplainedYes
Nov 18, 2025Credit reportingIncorrect information on your reportAccount status incorrectALExplainedYes
Oct 20, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMSExplainedYes
Sep 29, 2025Credit reportingImproper use of your reportReporting company used your report improperlySCExplainedYes
Sep 24, 2025Credit reportingImproper use of your reportReporting company used your report improperlySCExplainedYes
Sep 23, 2025Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Sep 12, 2025Credit reportingImproper use of your reportReporting company used your report improperlySCExplainedYes
Sep 11, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseALExplainedYes
Sep 4, 2025Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysGAExplainedYes
Sep 1, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMSExplainedYes
Aug 24, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNCExplainedYes
Aug 15, 2025Credit reportingImproper use of your reportReporting company used your report improperlySCExplainedYes
Aug 4, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAExplainedYes
Jul 29, 2025Credit reportingIncorrect information on your reportAccount information incorrectMSExplainedYes
Jul 29, 2025Credit reportingIncorrect information on your reportAccount information incorrectMSExplainedYes
Jul 22, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Jul 19, 2025Credit reportingIncorrect information on your reportAccount information incorrectMSExplainedYes
Jul 12, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportSCExplainedYes
Jul 3, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Jun 29, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportSCExplainedYes
Jun 22, 2025Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Jun 19, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportSCExplainedYes
Jun 17, 2025Credit reportingImproper use of your reportReporting company used your report improperlyLAExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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