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Mesa Auto Finance complaints

Consumers have filed 7 complaints about Mesa Auto Finance since 2021, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is repossession.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
7

Since March 2021

Last 12 months
1

new vs the year before

Answered on time
100%

Industry: 98.2%

Closed with relief
0%

Typical auto lender: 9%

Last 30 days
0

Newest: Jul 17, 2026

Rank
#133 of 193

Most complained-about auto lenders

Mesa Auto Finance complaints by month

The busiest month was March 2021 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Mesa Auto Finance answered all time

  • Closed with explanation7100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Mesa Auto Finance complaints are about

  • Auto loans & leases229%
  • Credit reporting457%
  • Debt collection114%

Top Mesa Auto Finance problems

Inside "Incorrect information on your report"

  • Account information incorrect 2
  • Information is missing that should be on the report 1

Mesa Auto Finance compared with other auto lenders

#CompanyScore12 monthsChangeOn timeReliefGrade
1The Savings GroupAuto loans & leases6341-13%100%2%C
2AC AutoPay LLC, Denver, CO BranchAuto loans & leases6038-22%100%0%C
3CARS AcquisitionAuto loans & leases8134+13%97.1%32%A
4EA HoldingsAuto loans & leases333+74%75.8%0%F
5Innovate ManagedAuto loans & leases632+39%50%0%F
6Cooley EnterprisesAuto loans & leases831+19%0%14%F
7Challenge Financial ServicesAuto loans & leases527+50%70.4%0%F
8Mesa Auto FinanceAuto loans & leases-1new100%0%-

Compare side by side: Mesa Auto Finance vs The Savings Group · Mesa Auto Finance vs AC AutoPay LLC, Denver, CO Branch · Mesa Auto Finance vs CARS Acquisition · Mesa Auto Finance vs EA Holdings

What people say about Mesa Auto Finance

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Latest Mesa Auto Finance complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Jul 17, 2026Auto loans & leasesRepossessionDeficiency balance after repossessionAZExplainedYes
Aug 7, 2025Credit reportingIncorrect information on your reportAccount information incorrectMIExplainedYes
Sep 19, 2024Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldAZExplainedYes
Dec 12, 2021Credit reportingIncorrect information on your reportAccount information incorrectMIExplainedYes
Nov 23, 2021Debt collectionAttempts to collect debt not owedDebt was paidMIExplainedYes
Aug 13, 2021Credit reportingProblem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 daysCAExplainedYes
Mar 8, 2021Credit reportingIncorrect information on your reportInformation is missing that should be on the reportAZExplainedNo

Questions about Mesa Auto Finance

How many complaints does Mesa Auto Finance have?

Mesa Auto Finance has 7 complaints on record since March 2021, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.

Does Mesa Auto Finance respond to complaints?

Yes. Mesa Auto Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with Mesa Auto Finance?
Is Mesa Auto Finance legit?

Mesa Auto Finance is a real company with a public complaint record: consumers have complained about it 7 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Mesa Auto Finance legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Mesa Auto Finance?

Complain to Mesa Auto Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Mesa Auto Finance complaints come from?

Most come from Arizona (3), Michigan (3), California (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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