Auto lender · complaint record
Mi Gente complaints
Filed under TOC Financial DBA Mi Gente
Consumers have filed 4 complaints about Mi Gente since 2024, none in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is repossession.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 4
- Last 12 months
- 0
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since July 2024
new vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Nov 12, 2025
Mi Gente complaints by month
The busiest month was July 2024 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Mi Gente answered all time
- Closed with explanation4100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Mi Gente complaints are about
Top Mi Gente problems
Inside "Repossession"
- Account reinstatement or redemption after repossession 1
- Loan balance remaining after the vehicle is repossessed and sold 1
Mi Gente compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | Mi GenteAuto loans & leases | - | 0 | - |
Compare side by side: Mi Gente vs The Savings Group · Mi Gente vs AC AutoPay LLC, Denver, CO Branch · Mi Gente vs CARS Acquisition · Mi Gente vs EA Holdings
What people say about Mi Gente
All experiencesNo experiences with Mi Gente yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Mi Gente complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 12, 2025 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| May 23, 2025 | Auto loans & leases | RepossessionAccount reinstatement or redemption after repossession | Explained |
| Nov 12, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 27, 2024 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
Questions about Mi Gente
How many complaints does Mi Gente have?
Mi Gente has 4 complaints on record since July 2024, including 0 in the last 12 months and 0 in the last 30 days.
Does Mi Gente respond to complaints?
Yes. Mi Gente answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Mi Gente?
The most common problems are repossession (2), incorrect information on your report (1), managing the loan or lease (1).
Is Mi Gente legit?
Mi Gente is a real company with a public complaint record: consumers have complained about it 4 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Mi Gente legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Mi Gente?
Complain to Mi Gente in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Mi Gente complaints come from?
Most come from New Jersey (4). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Mi Gente
No comments yet. Start the conversation - questions are welcome too.