Debt collection
Michael J Adams PC debt collection complaints
Consumers have filed 71 complaints about Michael J Adams PC's debt collection, 16 in the last 12 months (-50%). Michael J Adams PC answered 81.2% on time and closed 6% with relief. See the whole Michael J Adams PC record.
Michael J Adams PC against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Michael J Adams PC | 16 | 81.2% | 6% |
Latest Michael J Adams PC debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 9, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 8, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 4, 2025 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| May 20, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 6, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 27, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Apr 25, 2025 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Apr 24, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 10, 2025 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Mar 17, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debt | Explained |
| Mar 6, 2025 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Mar 3, 2025 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Jan 30, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Money back |
| Jan 12, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Money back |
| Jan 11, 2025 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Jan 11, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 10, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Nov 19, 2024 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Nov 13, 2024 | Debt collection | Took or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debt | Explained |
| Nov 9, 2024 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Oct 2, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 30, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 5, 2024 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| May 24, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 15, 2024 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| May 4, 2024 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Apr 29, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 25, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 19, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 3, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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