Debt collector · complaint record
Michael J Adams PC complaints
Consumers have filed 77 complaints about Michael J Adams PC since 2016, 18 of them in the last 12 months (-47% on the year before). It answered 77.8% on time and closed 6% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 77
- Last 12 months
- 18
- Answered on time
- 77.8%
- Closed with relief
- 6%
- Last 30 days
- 1
- Rank
- #560 of 1,963
Since August 2016
-47% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 24, 2026
Most complained-about debt collectors
Michael J Adams PC complaints by month
The busiest month was January 2025 (6 complaints). Complaints in the last 12 months are down 47% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Michael J Adams PC answered all time
- Closed with monetary relief45.2%
- Closed with explanation7394.8%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Michael J Adams PC complaints are about
Top Michael J Adams PC problems
Inside "Took or threatened to take negative or legal action"
- Sued you without properly notifying you of lawsuit 9
- Collected or attempted to collect exempt funds 9
- Seized or attempted to seize your property 8
- Sued you in a state where you do not live or did not sign for the debt 2
- Threatened to sue you for very old debt 1
Where Michael J Adams PC complaints come from
Most complaints: Texas (68), Wisconsin (1), Nevada (1), California (1), Illinois (1).
Michael J Adams PC compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Michael J Adams PCDebt collection | - | 18 | - |
Compare side by side: Michael J Adams PC vs Green Square · Michael J Adams PC vs EMoneyUSA · Michael J Adams PC vs Mullooly Jeffrey Rooney & Flynn · Michael J Adams PC vs Credit World Services
What people say about Michael J Adams PC
All experiencesNo experiences with Michael J Adams PC yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Michael J Adams PC complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 24, 2026 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Oct 7, 2026 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Sep 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 28, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Jul 31, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 29, 2026 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Jul 22, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jul 13, 2026 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Jul 10, 2026 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Jul 3, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 19, 2026 | Debt relief & credit repair | Unauthorized withdrawals or charges | Explained |
| May 15, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
Questions about Michael J Adams PC
How many complaints does Michael J Adams PC have?
Michael J Adams PC has 77 complaints on record since August 2016, including 18 in the last 12 months and 1 in the last 30 days. That makes it number 1,136 of every company by complaints this year.
Does Michael J Adams PC respond to complaints?
Yes. Michael J Adams PC answered 77.8% of its complaints on time (within 15 days) and closed 6% with relief - money back or a fix; 5.6% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Michael J Adams PC?
The most common problems are took or threatened to take negative or legal action (29), written notification about debt (18), attempts to collect debt not owed (14).
Is Michael J Adams PC legit?
Michael J Adams PC is a real company with a public complaint record: consumers have complained about it 77 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Michael J Adams PC legit? for the signals, red flags and how to protect yourself.
Are complaints about Michael J Adams PC going up or down?
Down. There were 18 complaints in the last 12 months against 34 in the 12 before (-47%). See every month.
How do I file a complaint against Michael J Adams PC?
Complain to Michael J Adams PC in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Michael J Adams PC complaints come from?
Most come from Texas (68), Wisconsin (1), Nevada (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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